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PROTECTION THAT ACTUALLY MAKES SENSE

We cut through the jargon and find cover that fits your real life.

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lets get you started

I'd like quotes for:

What matters most to you?

What Would you like to cover?

Just a couple of quick questions.

Have you smoked in the last 12 months?
Do you have pre-existing medical conditions?

let's talk numbers.

For my family and or mortgage,
the minimum amount I would like to be insured for is:

almost there.

For my income,
the minimum amount I would like to be insured for is:

last step...let's get you sorted.

Excuse our manners... Introduce yourself!

does everything look right?

Take a moment to check your answers before you send them over.

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you're all set!

A member of our team will be in touch shortly to talk through your options. In the meantime, if you have any questions don't hesitate to get in touch.

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how it works

Getting insurance quotes is simple!
Here’s how the process works.

1
complete the form

Answer a few simple questions
about yourself and the level of
cover you’re looking for. It only takes a couple of minutes.

2
recieve a callback

A specialist broker will call you back
to discuss your requirements and
answer any questions you may have.

3
Compare your options

The broker will present quotes
from leading insurers so you can
compare options and choose the
cover that’s right for you. There’s no obligation to proceed.

Quick form. No quote cost. Zero obligation.
Get a Free quote

we've got you covered.
literally!

Life Insurance

A lump sum is paid to your loved ones if you pass away during the policy term, giving them financial security when they need it most.

Family Income Benefit

Instead of a one-off lump sum, this policy pays your beneficiaries a regular, tax-free monthly income if you pass away during the policy term.

Critical Illness Cover

Pays a tax-free, lump-sum cash benefit upon the diagnosis of a specific, severe medical condition such as cancer, a heart attack, or a stroke.

income protection

A long-term safety net that pays a regular, tax-free monthly income if you are unable to work due to a severe illness or injury. It typically replaces up to 60% of your gross salary

Whole of Life

A permanent policy that covers you for your entire lifetime and guarantees a payout to your beneficiaries whenever you pass away, provided your premiums are kept up to date.

Private Medical Insurance

Covers the cost of private medical care, including diagnostic tests, private GP appointments, specialist consultations, and treatments in private hospitals.

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not your typical broker

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why we exist

At Cutting Edge, our Protection Team is driven by one core mission: to safeguard your real life, not just process your policy.We are a team of compassionate and knowledgeable protection specialists, ensuring every client is protected from foreseeable financial harm.

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our approach

When you speak with us, you can expect a safe, judgment-free space grounded in compassion. Our approach is holistic and completely different from a hard sale. We introduce protection not as an add on or afterthought, but as essential for your peace of mind. We avoid confusing industry jargon and scaremongering.

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what to expect

Instead, we have conversations focused on:

1. Your most immediate concerns

2. Your specific circumstances and how long your savings would last if you or your partner couldn’t work.

We pride ourselves not only on our soft skills, that of being kind and trustworthy, but also on our competence in executing the job efficiently to get you sorted out.

the stuff people usually ask

No jargon. No pressure. Just straight answers.

Do I pay for the advice if I speak to you?

No, all quotes and any discussions with your advisor are totally free. We are paid commission from the providers at no extra cost to you.

Which insurers do you work with?

We are whole of market so we can approach all insurance providers to get the best cover that suits your needs.

How long does it take?

The online form takes about 60 seconds. A broker will then call you to discuss your options and can usually provide quotes within an hour.

Do I have to buy a policy?

No. Getting a quote is completely no-obligation. You are free to compare quotes and decide if the insurance is right for you without any pressure.